At ATO Partners, we believe in empowering lives — protecting what matters most and helping people live with confidence and clarity. This vision is embodied by Caren Tang, our first agent in ATO Partners since 2004. Caren is an Executive Financial Consultant with an unwavering dedication to her clients and a heart for meaningful impact.

Caren is a three-time Million Dollar Round Table (MDRT) Qualifying Member, a global recognition of excellence that reflects her commitment in her career. With a career built on trust, empathy, and expert knowledge, she has become a trusted advisor to individuals and families seeking holistic, future-focused financial strategies through life insurance, health insurance, retirement planning, or wealth management and more. 

Raised in a family where financial planning was well thought-out, her parents’ foresight meant she never had to shoulder their financial struggles. That early exposure shaped her belief in the power of proper planning, driving her mission to help others avoid that stress and to take control of their futures. Driven by both money and meaning, Caren pursued this path not just to build a career, but to make a difference. For Caren, this means doing work she believes in, ensuring clients are well taken care of, and above all, being able to sleep soundly at night knowing she’s done right by the people who trust her. To Caren, financial planning is not just about numbers; it’s about protecting legacies, empowering loved ones, and giving clients peace of mind through every life stage.

Outside of her professional pursuits, Caren is a passionate advocate for personal growth and wellness. Her grounded presence, paired with her drive for excellence, make her both a compassionate consultant and a dependable guide through life’s uncertainties.

At ATO Partners, Caren is more than a consultant—she’s a protector of dreams, a builder of futures, and a firm believer that every person deserves to live with dignity, security, and purpose.